202 W 1st St, Ste 170, Los Angeles, CA 90012 info@abovecreditrepairlosangeles.site
Open Mon–Sat
8 AM – 5 PM (213) 221-0103
780 Your Goal
Los Angeles Credit Repair Experts

Rise Above
Bad Credit

Professional credit repair and counseling services in Los Angeles, CA. We dispute errors, remove negative items, and build a personalized plan to elevate your credit score — fast.

Free Consultation (213) 221-0103
5K+Clients Helped
120+Avg Score Increase
15+Years Experience
FCRA Compliant
CROA Certified
5-Star Rated on Google
100% Confidential
No Upfront Fees
How We Help

We Target Every Factor That Hurts Your Score

Our counselors analyze your full credit profile and attack each negative factor with proven dispute strategies and rebuilding tactics.

Payment History (35%)Disputes & Goodwill Letters
Credit Utilization (30%)Balance Reduction Strategy
Derogatory Marks (10%)Removal & Negotiation
Credit Mix & New Credit (25%)Rebuilding Guidance
580 → 780
Typical Client Journey
Most clients see a 90–150 point increase within 3–6 months of working with our team.
Average +120 Points
Our Services

Complete Credit Repair Solutions

From initial credit analysis to full score restoration — we handle every step of the credit repair and counseling process for you.

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Credit Analysis & Audit

Full review of all three credit bureaus (Equifax, Experian, TransUnion) to identify every error, negative item, and improvement opportunity.

Get Started
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Dispute & Error Removal

We draft and send professionally crafted dispute letters to remove inaccurate, outdated, and unverifiable negative items from your reports.

Get Started
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Credit Score Building

Strategic guidance on credit utilization, new account selection, and positive tradelines to actively rebuild and grow your score.

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Debt Management Counseling

Personalized counseling sessions to create a budget, manage existing debt, and establish habits that protect your credit long-term.

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Above Credit Repair Los Angeles counseling team
Licensed & CROA Certified Since 2009
About Us

LA's Most Trusted Credit Repair Specialists

Founded in Los Angeles in 2009, Above Credit Repair has helped over 5,000 Southern California residents reclaim their financial future. Our licensed counselors combine legal expertise with proven dispute strategies to deliver real, lasting results.

We operate in strict compliance with the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA) — you're always protected and informed every step of the way.

CROA-Compliant & Fully Licensed

We operate within all federal and California state regulations.

No Upfront Fees Policy

We only charge after delivering results — guaranteed by federal law.

Monthly Progress Reports

Full transparency on every dispute and score change, every month.

Bilingual Team (English & Spanish)

Serving all of Los Angeles' diverse communities with ease.

Success Stories

Clients Who Rose Above

Real results from real Los Angeles residents who trusted Above Credit Repair to rebuild their financial future.

"
★★★★★

I came in with a 520 score and couldn't get approved for anything — not an apartment, not a car loan. In just 5 months, my score jumped to 683. The team was honest, patient, and always kept me updated. Life-changing service.

M
Marcus J.
East Los Angeles, CA · +163 points
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★★★★★

After a bankruptcy, I thought my credit was ruined forever. Above Credit Repair helped me dispute old items, build new positive history, and within 8 months I qualified for a home loan. I'm a homeowner now. I can't thank them enough.

D
Diana R.
Burbank, CA · +140 points
"
★★★★★

Very professional, no gimmicks, no false promises. They told me exactly what they could and couldn't do, then delivered beyond my expectations. Three collections removed and my score went from 598 to 724. Absolutely worth it.

A
Ana V.
Glendale, CA · +126 points

Office Hours

Monday8:00 AM – 5:00 PM
Tuesday8:00 AM – 5:00 PM
Wednesday8:00 AM – 5:00 PM
Thursday8:00 AM – 5:00 PM
Friday8:00 AM – 5:00 PM
Saturday8:00 AM – 5:00 PM
SundayClosed
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Call for Priority Service

Facing a time-sensitive credit issue before a loan application or home purchase? Call us directly for same-day priority scheduling.

(213) 221-0103

Areas We Serve

Los Angeles Downtown LA Burbank Glendale Pasadena Long Beach Santa Monica Torrance Compton Inglewood East LA

Remote & virtual consultations available statewide throughout California.

Get In Touch

Start Your Credit Recovery Today

Schedule a free, no-obligation consultation. We'll review your credit reports and tell you exactly what we can do for you.

Hours

Mon–Sat: 8:00 AM – 5:00 PM
Sunday: Closed

Free Credit Consultation

Fill out the form below and a credit specialist will reach out within one business day.

✅ Request received! A specialist will contact you within one business day.